/* Paradise Financial Corporation — original site design */
:root{
  --navy:#081b2a;
  --navy-2:#102f44;
  --ink:#173042;
  --muted:#647481;
  --paper:#f6f3ed;
  --white:#ffffff;
  --gold:#c5a15c;
  --gold-soft:#eadbbd;
  --teal:#2f6966;
  --line:#dfe4e6;
  --shadow:0 24px 70px rgba(8,27,42,.12);
  --radius:22px;
  --shell:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--ink);
  background:#fff;
  font-family:"DM Sans",Arial,sans-serif;
  line-height:1.65;
}
img{max-width:100%;height:auto}
a{color:inherit}
button,input,select,textarea{font:inherit}
.shell{width:min(var(--shell),calc(100% - 40px));margin-inline:auto}
.skip-link{position:absolute;left:-9999px;top:0;background:#fff;color:#000;padding:10px 14px;z-index:999}
.skip-link:focus{left:12px;top:12px}
.topbar{background:#06151f;color:#d8e1e7;font-size:.82rem}
.topbar-inner{min-height:38px;display:flex;justify-content:space-between;align-items:center;gap:20px}
.topbar a{color:#fff;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.35)}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(18px);border-bottom:1px solid rgba(8,27,42,.08)}
.nav-shell{min-height:82px;display:flex;align-items:center;gap:28px}
.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none}
.brand-mark{
  width:46px;height:46px;border-radius:14px;
  display:grid;place-items:center;
  background:linear-gradient(145deg,var(--navy),var(--teal));
  color:#fff;font-family:"Libre Franklin",sans-serif;font-weight:800;letter-spacing:-.04em;
  box-shadow:0 10px 24px rgba(8,27,42,.16)
}
.brand-copy{display:flex;flex-direction:column;line-height:1.05}
.brand-copy strong{font-family:"Libre Franklin",sans-serif;font-size:1rem;color:var(--navy)}
.brand-copy small{text-transform:uppercase;letter-spacing:.19em;font-size:.57rem;margin-top:6px;color:var(--muted)}
.primary-nav{margin-left:auto;display:flex;align-items:center;gap:25px}
.primary-nav a{text-decoration:none;font-size:.94rem;font-weight:700;color:#304858;position:relative;padding:30px 0}
.primary-nav a:after{content:"";position:absolute;left:0;right:0;bottom:22px;height:2px;background:var(--gold);transform:scaleX(0);transition:.2s}
.primary-nav a:hover:after,.primary-nav a.active:after{transform:scaleX(1)}
.nav-cta,.button{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  border:1px solid transparent;border-radius:999px;padding:13px 20px;
  text-decoration:none;font-weight:800;line-height:1.2;cursor:pointer;
  transition:transform .2s,box-shadow .2s,background .2s
}
.nav-cta,.button-primary{background:var(--navy);color:#fff;box-shadow:0 12px 26px rgba(8,27,42,.18)}
.nav-cta:hover,.button-primary:hover{transform:translateY(-2px);box-shadow:0 16px 30px rgba(8,27,42,.24)}
.button-light{background:#fff;color:var(--navy)}
.button-outline{border-color:#b9c3ca;color:var(--navy);background:transparent}
.button-gold{background:var(--gold);color:#12202a}
.nav-toggle{display:none;margin-left:auto;border:0;background:transparent;padding:8px}
.nav-toggle span:not(.sr-only){display:block;width:25px;height:2px;background:var(--navy);margin:5px}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

.hero{
  overflow:hidden;
  background:
    radial-gradient(circle at 80% 20%,rgba(197,161,92,.21),transparent 25%),
    radial-gradient(circle at 92% 75%,rgba(47,105,102,.25),transparent 28%),
    linear-gradient(135deg,#071a29,#0d2a3f 62%,#12394a);
  color:#fff;padding:88px 0 92px;
}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:64px;align-items:center}
.eyebrow{margin:0 0 16px;color:var(--gold);font-weight:800;text-transform:uppercase;letter-spacing:.16em;font-size:.76rem}
.hero h1,.page-hero h1{
  margin:0;font-family:"Libre Franklin",sans-serif;letter-spacing:-.045em;line-height:1.02;
  font-size:clamp(2.8rem,6vw,5.6rem)
}
.hero .lead{font-size:1.2rem;color:#dfe8ed;max-width:690px;margin:24px 0 0}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.hero-note{font-size:.82rem;color:#bfcdd5;margin-top:20px}
.capital-card{
  position:relative;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.14);
  border-radius:30px;padding:34px;backdrop-filter:blur(12px);box-shadow:0 34px 80px rgba(0,0,0,.28)
}
.capital-card:before{content:"";position:absolute;inset:12px;border:1px solid rgba(197,161,92,.25);border-radius:23px;pointer-events:none}
.capital-card h2{font-family:"Libre Franklin",sans-serif;font-size:1.5rem;margin:8px 0 20px}
.capital-list{display:grid;gap:0;margin:0;padding:0;list-style:none}
.capital-list li{display:flex;justify-content:space-between;gap:20px;padding:16px 0;border-top:1px solid rgba(255,255,255,.12)}
.capital-list strong{color:#fff}.capital-list span{color:#bfccd4;text-align:right}
.kicker-line{display:flex;align-items:center;gap:12px;color:#d9e1e5;font-size:.88rem}
.kicker-line:before{content:"";width:30px;height:2px;background:var(--gold)}

.trust-strip{border-bottom:1px solid var(--line);background:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.trust-item{padding:22px;border-right:1px solid var(--line)}
.trust-item:last-child{border-right:0}
.trust-item strong{display:block;color:var(--navy);font-family:"Libre Franklin";font-size:.93rem}
.trust-item span{font-size:.82rem;color:var(--muted)}

.section{padding:84px 0}
.section-paper{background:var(--paper)}
.section-dark{background:var(--navy);color:#fff}
.section-dark .section-lead{color:#c5d1d8}
.section-heading{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px;align-items:end;margin-bottom:44px}
.section-heading h2,.split-copy h2,.cta-panel h2{
  margin:0;font-family:"Libre Franklin";color:var(--navy);font-size:clamp(2rem,4vw,3.4rem);line-height:1.08;letter-spacing:-.035em
}
.section-dark .section-heading h2,.section-dark h2{color:#fff}
.section-lead{margin:0;color:var(--muted);font-size:1.06rem}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;
  box-shadow:0 10px 30px rgba(8,27,42,.04);transition:transform .2s,box-shadow .2s
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card-number{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:12px;background:#edf2f2;color:var(--teal);font-weight:800}
.card h3{font-family:"Libre Franklin";font-size:1.22rem;color:var(--navy);margin:22px 0 10px}
.card p{color:var(--muted);margin:0}
.card a.more{display:inline-block;margin-top:18px;color:var(--teal);font-weight:800;text-decoration:none}

.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split-copy p{color:var(--muted)}
.feature-panel{background:var(--navy);color:#fff;border-radius:28px;padding:38px;box-shadow:var(--shadow)}
.feature-panel h3{margin:0 0 22px;font-family:"Libre Franklin";font-size:1.5rem}
.check-list{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.check-list li{position:relative;padding-left:30px;color:#d7e1e6}
.check-list li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:900}

.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;counter-reset:step}
.process-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px 24px}
.process-card:before{counter-increment:step;content:"0" counter(step);display:block;color:var(--gold);font-family:"Libre Franklin";font-weight:800;font-size:.85rem;margin-bottom:30px}
.process-card h3{font-family:"Libre Franklin";color:var(--navy);margin:0 0 10px}
.process-card p{color:var(--muted);margin:0}

.use-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.use-card{border:1px solid var(--line);border-radius:18px;padding:24px;background:#fff}
.use-card h3{margin:0 0 7px;color:var(--navy);font-family:"Libre Franklin"}
.use-card p{margin:0;color:var(--muted)}

.cta-panel{
  border-radius:30px;padding:48px;
  background:
    linear-gradient(120deg,rgba(197,161,92,.14),transparent 40%),
    var(--navy);
  color:#fff;display:grid;grid-template-columns:1fr auto;align-items:center;gap:40px
}
.cta-panel h2{color:#fff}
.cta-panel p{margin:14px 0 0;color:#cbd7dd;max-width:780px}
.cta-actions{display:flex;gap:10px;flex-wrap:wrap}

.page-hero{padding:76px 0;background:linear-gradient(135deg,#eef2f1,#f8f4ec)}
.page-hero h1{color:var(--navy);font-size:clamp(2.5rem,5vw,4.7rem)}
.page-hero .lead{max-width:800px;color:#526673;font-size:1.15rem;margin:20px 0 0}
.breadcrumb{font-size:.82rem;color:#6d7e89;margin-bottom:18px}
.breadcrumb a{text-decoration:none}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:50px}
.prose h2,.prose h3{font-family:"Libre Franklin";color:var(--navy);line-height:1.2}
.prose h2{font-size:2rem;margin-top:46px}
.prose h3{font-size:1.25rem;margin-top:30px}
.prose p,.prose li{color:#516572}
.prose ul{padding-left:20px}
.side-card{position:sticky;top:120px;border:1px solid var(--line);border-radius:20px;padding:26px;background:var(--paper)}
.side-card h2{font-family:"Libre Franklin";font-size:1.2rem;color:var(--navy);margin-top:0}
.side-card p{color:var(--muted)}
.side-card .button{width:100%}

.statements{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.statement{padding:26px;border-left:3px solid var(--gold);background:#fff;border-radius:0 16px 16px 0}
.statement strong{display:block;color:var(--navy);font-family:"Libre Franklin";margin-bottom:8px}
.statement span{color:var(--muted)}

.faq-list{display:grid;gap:12px}
.faq-item{border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden}
.faq-item button{width:100%;display:flex;justify-content:space-between;gap:20px;text-align:left;padding:21px 22px;border:0;background:#fff;color:var(--navy);font-weight:800;cursor:pointer}
.faq-item button:after{content:"+";font-size:1.4rem;color:var(--teal)}
.faq-item.open button:after{content:"–"}
.faq-answer{display:none;padding:0 22px 22px;color:var(--muted)}
.faq-item.open .faq-answer{display:block}
.faq-answer p:last-child{margin-bottom:0}

.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form-field{display:grid;gap:7px}
.form-field.full{grid-column:1/-1}
.form-field label{font-weight:700;color:var(--navy);font-size:.92rem}
.form-field input,.form-field select,.form-field textarea{
  width:100%;border:1px solid #cbd4d9;border-radius:12px;background:#fff;padding:13px 14px;color:var(--ink)
}
.form-field textarea{min-height:140px;resize:vertical}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:3px solid rgba(47,105,102,.18);border-color:var(--teal)}
.form-note{font-size:.82rem;color:var(--muted)}
.alert{padding:15px 18px;border-radius:12px;margin-bottom:22px}
.alert-success{background:#e8f5ef;color:#1f604d}
.alert-error{background:#faecec;color:#8b2525}
.hp-field{position:absolute;left:-9999px}
.contact-card{border:1px solid var(--line);border-radius:22px;padding:30px;background:var(--paper)}
.contact-card h2{font-family:"Libre Franklin";color:var(--navy);margin-top:0}
.contact-card a{color:var(--teal);font-weight:800}

.legal-shell{max-width:860px}
.legal-shell h2{font-family:"Libre Franklin";color:var(--navy);margin-top:40px}
.legal-shell p,.legal-shell li{color:#50636f}
.disclosure-box{border:1px solid #e0cfae;background:#fbf7ef;border-radius:16px;padding:22px;margin:24px 0}

.site-footer{background:#06151f;color:#c5d1d8;padding:62px 0 24px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.7fr repeat(3,1fr);gap:44px}
.brand-footer .brand-copy strong{color:#fff}
.brand-footer .brand-copy small{color:#a9b8c1}
.footer-brand p{max-width:430px;color:#9fb0ba}
.footer-location{font-weight:700}
.site-footer h2{font-size:.82rem;text-transform:uppercase;letter-spacing:.16em;color:#fff;margin:0 0 16px}
.site-footer div> a:not(.brand){display:block;color:#b6c4cc;text-decoration:none;margin:9px 0}
.site-footer div> a:hover{color:#fff}
.footer-bottom{display:flex;justify-content:space-between;gap:30px;border-top:1px solid rgba(255,255,255,.09);margin-top:44px;padding-top:22px;font-size:.75rem;color:#8397a3}
.footer-bottom p{margin:0}

@media (max-width:980px){
  .nav-cta{display:none}
  .nav-toggle{display:block}
  .primary-nav{
    display:none;position:absolute;left:20px;right:20px;top:82px;background:#fff;border:1px solid var(--line);
    border-radius:18px;box-shadow:var(--shadow);padding:14px;flex-direction:column;align-items:stretch;gap:0
  }
  .primary-nav.open{display:flex}
  .primary-nav a{padding:13px 14px}
  .primary-nav a:after{display:none}
  .hero-grid,.split,.content-grid{grid-template-columns:1fr}
  .hero-grid{gap:42px}
  .section-heading{grid-template-columns:1fr;gap:14px}
  .cards{grid-template-columns:repeat(2,1fr)}
  .process-grid{grid-template-columns:repeat(2,1fr)}
  .side-card{position:static}
  .footer-grid{grid-template-columns:repeat(2,1fr)}
  .cta-panel{grid-template-columns:1fr}
}
@media (max-width:640px){
  .shell{width:min(100% - 28px,var(--shell))}
  .topbar-inner{justify-content:center;text-align:center}.topbar-inner span{display:none}
  .nav-shell{min-height:72px}.primary-nav{top:72px}
  .brand-mark{width:40px;height:40px}.brand-copy strong{font-size:.92rem}
  .hero{padding:64px 0}.hero h1{font-size:2.8rem}
  .capital-card{padding:26px}
  .trust-grid,.cards,.process-grid,.use-grid,.statements,.footer-grid,.form-grid{grid-template-columns:1fr}
  .trust-item{border-right:0;border-bottom:1px solid var(--line)}
  .section{padding:64px 0}
  .cta-panel{padding:32px 25px}
  .form-field.full{grid-column:auto}
  .footer-bottom{flex-direction:column}
}